The Heart of Cyber Liability Coverage

  • Limits available: $500,000 and $1,000,000
  • Retentions range: $5,000 to $25,000; are scaled based on revenues
  • Full limit for breach notification cost
  • Full limit for computer forensics
  • Duty to Defend policy
  • Coverage for breach of contract claims, including those under a payment card processing or service provider agreement
  • Medical or health care fields are covered on our special health care privacy form, with wording taken directly from HIPAA HITECH to help ensure coverage triggers properly
  • Coverage for Regulatory actions, including investigations by the FTC or state attorneys general, as well as coverage for civil penalties (where allowed), and compensatory awards such as consumer redress funds
  • $25,000 of PCI Fines coverage included at no extra premium
  • Ability to add complementary coverages such as:
    – Multimedia Liability
    – Hacker Damage
    – Cyber Business Interruption

Visit www.msmsinsurance.org today for your competitive quote.

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